Simply On Budget Blog

A woman looking at her finances and thinking how to give them a good spring cleaning and purge from unnecessary expenses.

Spring Cleaning Your Budget: Financial Refresh Tips for a Fresh Start

Spring Cleaning Your Budget: Financial Refresh Tips for a Fresh Start Read More »

Spring is the perfect time to refresh your finances — clear out old subscriptions and review your spending to make room for your bigger goals.

How to Stop Impulse Buying and Save More

How to Stop Impulse Buying and Save More Read More »

Impulse buying isn’t just poor decision-making — it’s driven by emotions, psychology, and even biology. Recognizing your triggers helps you stay in control.

A man doing plastering on a wall seasonal job, while thinking how to allocate his irregular income

How to Budget on an Irregular Income

How to Budget on an Irregular Income Read More »

Learn how to confidently manage your finances with an unpredictable income. These smart budgeting tips will help you stay on track, even when your monthly earnings fluctuate.

Frugal vs. Cheap: What’s the Difference?

Frugal vs. Cheap: What’s the Difference? Read More »

Discover how being frugal is smart money management, while being cheap can cost you more in the long run. Learn how to save wisely without sacrificing quality.

25 Creative Ways to Save Money Every Month

25 Creative Ways to Save Money Every Month Read More »

Saving money doesn’t have to mean cutting out all the fun in life. In fact, with a little creativity, you can reduce expenses without feeling deprived.

A person making a budget, 50/30/20 budget, budget spreadsheet, a person sitting down and writing down their income and expenses, expense tracker, list of monthly expenses

How to Create a Budget That Actually Works

How to Create a Budget That Actually Works Read More »

Learn how to create a realistic and effective budget you can actually stick to. Take control of your finances, reduce stress, and reach your money goals.