50/30/20 Budget Spreadsheet – Google Sheets Template
Take control of your money with this easy-to-use 50/30/20 Budget Spreadsheet for Google Sheets! This beginner-friendly, editable template is perfect for managing your income, tracking expenses, and planning your financial goals. Whether you’re using the classic 50/30/20 rule or tweaking it to 70/20/10 or 60/30/10, this financial planner makes it simple.
Split your income into three key categories:
50% Needs – rent, groceries, bills
30% Wants – dining out, fun, lifestyle
20% Savings – emergency fund, debt payoff, investments
All percentages are customizable, so you can personalize your budget to match your life.
✅ Automatic Calculations
No more manual math! Just enter your income and expenses, and the spreadsheet calculates everything for you—including category breakdowns and totals.
📊 Beautiful Visuals & Charts
Instantly see where your money goes with auto-generated graphs and spending visuals. It’s budgeting at a glance!
📱 Access Anywhere
Use it on your laptop, phone, or tablet—budget on the go while you shop or plan.
Why This Budget Spreadsheet Works
→ Know where your money goes. Awareness is the first step to financial control.
→ Set real goals. Visualize what you’re aiming for—then go after it.
→ Reach those goals. Spend smarter, save better, and reduce financial stress.
More Features:
Fully customizable subcategories for Needs, Wants, and Savings
Dropdown menus that update automatically
Works in any currency
Ideal for monthly budgets, paycheck planning, biweekly tracking, and more
This digital budget tool is one of the simplest yet most powerful ways to take charge of your money. Whether you’re just getting started or want a flexible planner, the 50/30/20 Google Sheets Budget Spreadsheet can help you stay on track and make real progress.
Not sure if this is the right budget template for you? Watch our video tutorial here:https://youtu.be/8pLyRqB_lBY