Budget by Paycheck Spreadsheet | Google Sheets Monthly & Annual Budget Planner Template

Budget by Paycheck – Google Sheets Budget Planner with Annual Summary

Take control of your finances with this Google Sheets Budget by Paycheck Spreadsheet—perfect for monthly, weekly, or biweekly budgeting. Designed with 12 pre-filled monthly tabs and a powerful Annual Summary tab, this template makes it easy to track your income, expenses, and financial goals throughout the entire year.

✅ What’s Included:

• 12 Monthly Budget Tabs (January–December)

• 1 Annual Tab (auto-calculates all monthly totals)

• Transactions Log

• Overview Table by Category

• Visual Charts & Graphs

• Currency Customization

• Fully Editable and Beginner-Friendly

• Instant Download + Easy Copy to Google Drive

🧠 How It Works:

1. Input your income and customize your expense categories.

2. Log your expenses and watch the dashboard update automatically.

3. Analyze your monthly and yearly spending habits with auto-summed totals.

4. Discover budget leaks like coffee runs, takeout, or salon visits—over an entire year!

🌍 Use it Anywhere:

Supports all currencies and works globally. Just change the currency in one place, and it updates throughout the spreadsheet.

📥 Delivery:

You’ll receive a PDF download with a direct link to your Google Sheets template. Just click “Make a Copy” and start budgeting instantly.

📌 Why This Budget Spreadsheet?

Unlike most templates, this one gives you annual totals—a feature most budgeting tools leave out. Whether you’re saving for goals or just trying to stop the money leaks, this spreadsheet will help you stay on track all year long.

Not sure if this is right for you? Watch our tutorial here: